. for rate shopping, the score counts multiple inquiries in any 14-day period as just one inquiry." 10 percent Types of Credit in Use: "Your mix of credit cards .

Understand what's used to calculate your credit score . These percentages are based on the importance of the . information on specific types of accounts (credit cards .

Dear Credit Card Adviser, I stumbled upon your column while doing a Web search on the following question: I have very good credit scores and recently opened a new .

You probably know that having a good credit score . Your payment history makes up 35 percent of your score, so . to the credit bureaus, so just paying credit card .

Payment history: 35 percent of the total credit score is based on a borrower's payment history . Since FICO views borrowers who habitually max out credit cards -- or who .

Hey Man, What's Your Credit Score? Credit Card Consolidation: The Right Way . Debt-to-Credit Percentage Can Help Or Hurt Your Credit Scores." Your Debt-to-Credit Percentage .

Dear Credit Score Report, I currently only use one credit card, and it has a high balance on it -- greater than 75 percent of the card limit. But if you .

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To learn more about credit cards and credit scores . payment that I get a bump in my credit score. I have heard the magic amount is 45 percent or less of the total card .

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